Huntsville, AL CPA / J. Kennith Brown, CPA
 
  • Welcome
  • Firm Profile
  • Our Services
    • Services For Individuals
      • Personal Financial Planning
      • Estate Planning
      • Elder Care
    • Business Services
      • Small Business Accounting
      • Payroll
      • Part-Time CFO Services
      • Audits - Reviews - Compilations
      • Cash Flow Management
      • Bank Financing
      • Business Valuation
      • Strategic Business Planning
      • Succession Planning
      • New Business Formation
      • Non-Profit Organizations
      • Internal Controls
      • Litigation Support
    • QuickBooks Services
      • Why Quickbooks
      • QuickBooks Setup
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      • QuickAnswers
      • QuickTuneup
      • QuickBooks Tips
    • Tax Services
      • Tax Preparation
      • Tax Planning
      • Tax Problems
        • IRS Audit Representation
        • Non-Filed Tax Returns
        • Back Taxes Owed
        • Payroll Tax Problems
        • IRS Liens
        • IRS Levies
        • IRS Wage Garnishment
        • IRS Seizures
        • Offer In Compromise
        • IRS Payment Plan
        • Bankruptcy
        • Innocent Spouse Relief
        • Get Your IRS File
  • Financial Guides
    • Life Events
    • Business Strategies
    • Tax Strategies for Business Owners
    • Tax Strategies for Individuals
    • Investment Strategies
    • Frequently Asked Questions
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  • Tax Center
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    • Record Retention Guide
    • State Tax Forms
    • Free Tax Organizer
    • 1040 Tax Calculator
    • Marginal and Effective Tax Rates Calculator
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    Site Map


         Welcome
         Firm Profile
         Our Services
              Services For Individuals
                   Personal Financial Planning
                   Estate Planning
                   Elder Care
              Business Services
                   Small Business Accounting
                   Payroll
                   Part-Time CFO Services
                   Audits - Reviews - Compilations
                   Cash Flow Management
                   Bank Financing
                   Business Valuation
                   Strategic Business Planning
                   Succession Planning
                   New Business Formation
                   Non-Profit Organizations
                   Internal Controls
                   Litigation Support
              QuickBooks Services
                   Why Quickbooks
                   QuickBooks Setup
                   QuickBooks Training
                   QuickAnswers
                   QuickTuneup
                   QuickBooks Tips
              Tax Services
                   Tax Preparation
                   Tax Planning
                   Tax Problems
                        IRS Audit Representation
                        Non-Filed Tax Returns
                        Back Taxes Owed
                        Payroll Tax Problems
                        IRS Liens
                        IRS Levies
                        IRS Wage Garnishment
                        IRS Seizures
                        Offer In Compromise
                        IRS Payment Plan
                        Bankruptcy
                        Innocent Spouse Relief
                        Get Your IRS File
         Financial Guides
              Life Events
                   Getting Married
                        Getting Married (or Divorced): Some Financial Guidelines
                        Getting Married: Frequently Asked Questions
                        Life Insurance: How Much and What Kind To Buy
                        Life Insurance: Frequently Asked Questions
                        Life Insurance Need Estimator
                        Home Budget Analyzer
                   Becoming a Parent
                        Becoming a Parent: The Financial Considerations
                        Raising a Child: Frequently Asked Questions
                        The "Nanny Tax" Rules: What To Do If You Have Household Employees
                        "Nanny Tax" Rules: Frequently Asked Questions
                        Home Budget Analyzer
                        Your Child's Education: How To Finance It
                        Saving For College: Frequently Asked Questions
                        Life Insurance: How Much and What Kind To Buy
                        Life Insurance: Frequently Asked Questions
                        Life Insurance Need Estimator
                   Preparing For College
                        Your Child's Education: How To Finance It
                        Higher Education Costs: How To Get The Best Tax Treatment
                        Saving For College: Frequently Asked Questions
                        Tax Benefits of Higher Education: Frequently Asked Questions
                        College Savings Planner
                   Developing a Financial Plan
                        Your Financial Plan: Getting Started On a Secure Future
                        Budgeting: How To Prepare a Workable Plan
                        Developing a Financial Plan: Frequently Asked Questions
                        Investment Options: Frequently Asked Questions
                        Home Budget Analyzer
                        Checkbook Balancer
                        Savings After Inflation and Taxes Calculator
                        Credit Card Pay Off Calculator
                        Loan Amortization Calculator
                        Our Personal Financial Planning Service
                   Dealing with Your Bank
                        Bank Accounts: What To Look and Ask For
                        Bank Accounts: Frequently Asked Questions
                        ATM Transactions: Frequently Asked Questions
                        Applying For a Loan: How To Get The Best Loan At The Lowest Cost
                        Getting a Loan: Frequently Asked Questions
                        Loan Questions: Frequently Asked Questions
                        Commercial Loan Calculator
                        Loan Comparison Calculator
                        Loan Amortization Calculator
                        Our Bank Financing Service
                   Improving Your Credit
                        Credit Cards: How To Choose - And Use - Them Wisely
                        Credit Cards: Frequently Asked Questions
                        Credit Reports: What You Should Know - And Do - About Yours
                        Credit Reports: Frequently Asked Questions
                        Merchant Credit Card Abuses: What They Cannot Ask You To Do
                        Your Credit Card Rights: What To Do If You Have a Problem
                        Getting Out of Financial Trouble: Steps You Can Take
                        Financial Trouble: Frequently Asked Questions
                        Credit Rating: Frequently Asked Questions
                        Loans: Frequently Asked Questions
                        Debt Consolidation Financial Calculator
                        Accelerate Debt Payoff Calculator
                        Roll-Down Your Credit Card Debt Calculator
                        Credit Card Pay Off Calculator
                   Choosing A Professional
                        Lawyers: How To Choose The Right One
                        HMOs: How To Choose - And Deal With - Them
                        Are You Getting Good Financial Advice?
                        Choosing a Professional: Frequently Asked Questions
                   Buying Insurance
                        Homeowner's Insurance: How To Get The Best Coverage and Value
                        Homeowner's Insurance: Frequently Asked Questions
                        Car Insurance: 10 Cost-Cutters To Save You Money
                        Car Insurance: Frequently Asked Questions
                        Life Insurance: How Much and What Kind To Buy
                        Life Insurance: Frequently Asked Questions
                        Life Insurance Need Estimator
                        Disability Insurance: What To Look For
                        Disability Insurance: Frequently Asked Questions
                        Disability Benefits: How To Get All You're Entitled To
                        Disability Benefits: Frequently Asked Questions
                        Long-Term Care Insurance: How To Get The Best Deal
                        Long-Term Care Insurance: Frequently Asked Questions
                        Annuities: How They Work and When You Should Use Them
                        Annuities: Frequently Asked Questions
                        Variable Annuity Calculator
                   Getting a Loan
                        Mortgage Alternatives: How To Choose The Right One
                        Refinancing Your Mortgage: When and How To Do It
                        Home Equity Loans: How To Shop For The One That Is Best For You
                        Mortgage Lock-Ins: Questions To Ask
                        Getting a Loan: Frequently Asked Questions
                        Loan Questions Answered
                        Financing Questions Answered
                        Credit Reports: Frequently Asked Questions
                        Credit Rating: Frequently Asked Questions
                        Getting Out of Financial Trouble: Steps You Can Take
                        Financial Trouble: Frequently Asked Questions
                        Commercial Loan Calculator
                        Loan Comparison Calculator
                        Loan Amortization Calculator
                        Mortgage Qualifier Calculator
                        Mortgage Refinance Analyzer
                        Mortgage Reduction Analyzer
                        Mortgage Comparison: 15 years vs. 30 years
                        Mortgage Points Evaluator
                        Car Loan Analyzer
                        Car Loan Vs. Home Equity Loan Calculator
                        Car Lease Vs. Buy Analyzer
                        Our Bank Financing Service
                   Planning For Retirement
                        Your Retirement Plan: How To Get Started
                        Developing a Financial Plan: Frequently Asked Questions
                        Retirement Planner
                        10 Retirement Saving Tips
                        Social Security Benefits: How To Get The Maximum Amount
                        Social Security Benefits: Frequently Asked Questions
                        Should You Count On Social Security
                        Social Security Benefits Estimator
                        Annuities: How They Work and When You Should Use Them
                        Annuities: Frequently Asked Questions
                        Variable Annuity Calculator
                        Investment Options: Frequently Asked Questions
                        Retirement Plan Distributions: When To Take Them
                        Retirement Plan Distributions: How To Take Them
                        Retirement Plan Distributions: Frequently Asked Questions
                        Retirement Assets: Frequently Asked Questions
                        Roth IRAs: How They Work and How To Use Them
                        The "SIMPLE" Plan: A Retirement Plan for the Really Small Business
                        Disability Benefits: Frequently Asked Questions
                        Long-Term Care Insurance: Frequently Asked Questions
                        Cost of Delaying Savings Calculator
                        IRAs: Frequently Asked Questions
                        Traditional IRA Calculator
                        Traditional Vs Roth IRAs: Frequently Asked Questions
                        Roth IRA Calculator
                        Roth IRA Transfer Evaluator
                        Required Minimum Distribution Calculator
                        Become a Millionaire Calculator
                        Our Personal Financial Planning Service
                   Buying & Maintaining A Car
                        Your Next Car: Should You Buy Or Lease?
                        Buying or Leasing Your Next Car: Frequently Asked Questions
                        Car Lease Vs. Buy Analyzer
                        Car Insurance: 10 Cost-Cutters To Save You Money
                        Car Insurance: Frequently Asked Questions
                        Car Loan Analyzer
                        Car Loan Vs. Home Equity Loan Calculator
                   Buying & Selling A Home
                        Buying a Home: What To Do and How To Do It
                        Buying a Home: Frequently Asked Questions
                        Homeowner's Insurance: How To Get The Best Coverage and Value
                        Homeowner Insurance: Frequently Asked Questions
                        Mortgage Alternatives: How To Choose The Right One
                        Mortgages: Frequently Asked Questions
                        Home Mortgage Interest Deductions
                        The Deductibility of Points
                        Refinancing Your Mortgage: When and How
                        Selling Your Home: How To Do It Effectively
                        Selling Your Home: How To Minimize the Tax On the Gain
                        Selling Your Home: Frequently Asked Questions
                        Which Moving Expenses Are Deductible?
                        Planning For Your Move: Frequently Asked Questions
                        The Deduction For Real Estate Taxes
                        Mortgage Qualification Calculator
                        Mortgage Refinance Analyzer
                        Mortgage Reduction Analyzer
                        Mortgage Comparison Calculator: 15 years vs. 30 years
                        Mortgage Points Evaluator
                   Planning Your Estate
                        Estate Planning: How To Get Started
                        Post-Mortem Letter: How To Prepare It and What To Include
                        Our Estate Planning Service
                        Retirement Plan Distributions: When To Take Them
                        Retirement Plan Distributions: How To Take Them
                        Roth IRAs: How They Work and How To Use Them
                        Living Trusts: Frequently Asked Questions
                        Wills: Frequently Asked Questions
                        Your Estate and Taxes: Frequently Asked Questions
                        Estate Planning Calculator
                   Making Charitable Contributions
                        Charitable Contributions: How To Give Wisely
                        Charitable Contributions: Frequently Asked Questions
                        Charitable Contributions of Property: Maximizing the Deduction
                        What Records You Must Keep Relating To Your Charitable Contributions
                        Advanced Charity Techniques: Maximizing Your Deduction
                        Charitable Deductions: Frequently Asked Questions
                        Fraudulent Charities: How To Protect Yourself
                   Avoiding Scams
                        Con Artists: How To Spot and Stop Them
                        Fraudulent Charities: How To Protect Yourself
                        Avoiding Scams: Frequently Asked Questions
                   Getting Divorced or Becoming Widowed
                        Getting Married (Or Divorced): Some Financial Guidelines
                        Getting Married: Frequently Asked Questions
                        Getting Divorced: Frequently Asked Questions
                        Life Insurance: How Much and What Kind To Buy
                   Coping with Major Illness
                        Long-Term Care Insurance: How To Get The Best Deal
                        Disability Insurance: What To Look For
                        Disability Insurance: Frequently Asked Questions
                        Disability Benefits: How To Get All You're Entitled To
                        Social Security Benefits: How To Get The Maximum Amount
                        Social Security Benefits: Frequently Asked Questions
                   Coping with Death of a Loved One
                        Death of a Spouse: Financial Steps You Should Take
                        Death of a Loved One: Frequently Asked Questions
                        Funerals: What To Do At This Stressful Time
                        Post-Mortem Letter: How To Prepare It and What To Include
                   Improving Your Retirement
                        Retirement Plan Distributions: When To Take Them
                        Retirement Plan Distributions: How To Take Them
                        Retirement Plan Distributions: Frequently Asked Questions
                        Retirement Planner
                        Social Security Benefits: How To Get The Maximum Amount
                        Social Security Benefits: Frequently Asked Questions
                        Social Security Benefits Estimator
                        Survivor Benefits: A Guide To This Often Overlooked Insurance Add-On
                        Your Pension: What You're Entitled To
                        Reverse Mortgages: How They Can Enhance Your Retirement
                        Tap Your Retirement Money Early and Minimize Penalties
                        Retirement Assets: Frequently Asked Questions
                        Annuities: How They Work and When You Should Use Them
                        Annuities: Frequently Asked Questions
                        Variable Annuity Calculator
                        IRA's: Frequently Asked Questions
                        Traditional IRA Calculator
                        Traditional Vs Roth IRAs: Frequently Asked Questions
                        Roth IRAs: How They Work and How To Use Them
                        Roth IRA Calculator
                        Roth IRA Transfer Evaluator
                        Required Minimum Distribution Calculator
                        Cost of Delaying Savings Calculator
                        Become a Millionaire Calculator
                        Our Personal Financial Planning Service
                   Handling Other Situations
                        Saving Money: 10 Major Ways To Increase Your Nest Egg
                        Recordkeeping Guide: How Long You Should Retain Your Records
                        Document Locator System: A Handy Aid For Keeping Track of Your Records
                        E-Shopping Tips: Things You Should Know Before You Go CyberShopping
                        Handling Other Situations: Frequently Asked Questions
                        Become a Millionaire Calculator
              Business Strategies
                   Starting A Business
                        Starting a Business? 3 Things You Must Know
                        Our New Business Formation Service
                        Form of Business Organization: Which Should You Choose?
                        Business Forms of Organization: Frequently Asked Questions
                        Advantages of Incorporating
                        Incorporating: Frequently Asked Questions
                        Advantages of Limited Liability Companies
                        Limited Liability Companies Frequently Asked Questions
                        Business Plans: How To Prepare An Effective One
                        Raising Capital: How To Get Money For a Small Business
                        The Home-Based Business: Some Basics You Should Consider
                        Small Business: Frequently Asked Questions
                        Financing: Frequently Asked Questions
                        Recordkeeping: Frequently Asked Questions
                        Choosing a Professional: Frequently Asked Questions
                        Sales Volume Break-Even Analyzer
                   Running Your Business
                        Recordkeeping and Cash Flow: Effective Techniques
                        Recordkeeping: Frequently Asked Questions
                        Cash Flow - The Pulse of Your Business
                        Our Cash Flow Management Service
                        Travel and Entertainment: Maximizing The Tax Benefits
                        Travel and Entertainment: Frequently Asked Questions
                        Employee Benefits: How To Handle Them
                        Employee Benefits: Frequently Asked Questions
                        Document Locator System: A Handy Aid For Keeping Track of Your Records
                        Buying a Computer System That Meet Your Needs
                        The Home-Based Business: Some Basics You Should Consider
                        How To Best Manage Your Team
                        How To Make the Best Use of Your Time
                        Financial Planning Tips For Business Owners
                        The "SIMPLE" Plan: A Retirement Plan for the Really Small Business
                        Small Business: Frequently Asked Questions
                        Financing: Frequently Asked Questions
                        Sales Volume Break-Even Analyzer
                        Inventory Analysis Calculator
                        Business Ratios Calculator
                        Our Strategic Business Planning Service
                   Growing Your Business
                        Evaluating Your Market: A Basic Review
                        Pricing Your Products and Services: A Basic Review
                        Marketing and Pricing: Frequently Asked Questions
                        Developing An Advertising Program: A Basic Review
                        Make Your Business Explode With Referrals
                        How To Get Your Customers To Trust You
                        The Nicest Way To Build Your Business
                        How To Ethically Blow Your Competitors Out of The Water
                        Uncover Your Business's Most Valuable Hidden Asset
                        How to Profitably Grow Your Business With Less Stress
                        Recordkeeping and Cash Flow: Effective Techniques
                        Raising Capital: How To Get Money For a Small Business
                        Commercial Loan Calculator
                        Marketing Campaign Profitability Analyzer
                        Sales Volume Break-Even Analyzer
                   Securing Business Loans
                        Raising Capital: How To Get Money For a Small Business
                        Show Me The Money! Strategies For Securing a Loan
                        Our Loan Proposal Service
                        Commercial Loan Calculator
                        Loan Amortization Calculator
                        Lease Vs. Buy Analyzer
                        Financial Ratios Calculator
                   Selling/Exiting Your Business
                        Your Business Succession: How To Plan For It
                        Successfully Pass On Your Family Business To Next Generation
                        Maximize Your Wealth With a Winning Exit Plan
                        Our Succession Planning Service
                        Business Valuation Calculator
              Tax Strategies for Business Owners
                   Tax Planning For Small Business Owners
                   Our Tax Planning Service
                   7 Biggest Misconceptions Business Owners Have About Their Returns
                   Travel and Entertainment: Maximizing The Tax Benefits
                   7 Ways To Save Even More Income Taxes
                   The Home Office Deduction
                   How To Make Money on Vacation
                   Form of Business Organization: Which Should You Choose?
                   Retirement Plan Options For Small Businesses
                   The "SIMPLE" Plan: A Retirement Plan for the Really Small Business
                   Recordkeeping For Your Taxes: Frequently Asked Questions
                   1040 Tax Estimator
                   1040 EZ Tax Estimator
                   Marginal and Effective Tax Rates Calculator
                   Self Employment Tax Calculator
                   Our Tax Preparation Service
                   Our Tax Problem Resolution Service
              Tax Strategies for Individuals
                   Tax Saving Strategies: A Helpful Checklist
                   Tax Saving Strategies: Frequently Asked Questions
                   Travel and Entertainment: Maximizing The Tax Benefits
                   Travel and Entertainment: Frequently Asked Questions
                   The "Nanny Tax" Rules: What To Do If You Have Household Employees
                   The "Nanny Tax" Rules: Frequently Asked Questions
                   Higher Education Costs: How To Get The Maximum Deduction
                   Tax Benefits of Higher Education Costs: Frequently Asked Questions
                   Selling Your Home: How To Minimize The Tax On The Gain
                   The Deductibility of Points
                   Annuities: How They Work and When You Should Use Them
                   Annuities: Frequently Asked Questions
                   Retirement Assets: Frequently Asked Questions
                   Retirement Plan Distributions: When To Take Them
                   Retirement Plan Distributions: How To Take Them
                   Roth IRAs: How They Work and How To Use Them
                   Mutual Fund Taxation: How To Cut The Tax Bite
                   Mutual Funds: Frequently Asked Questions
                   Traditional & Roth IRAs: Frequently Asked Questions
                   Recordkeeping For Your Taxes: Frequently Asked Questions
                   Advanced Charity Techniques: Maximizing Your Deduction
                   Charitable Contributions of Property: Maximizing the Deduction
                   Charitable Contributions: How To Give Wisely
                   Charitable Contributions: Frequently Asked Questions
                   Charitable Deductions: Frequently Asked Questions
                   1040 Tax Estimator
                   1040 EZ Tax Estimator
                   Marginal and Effective Tax Rates Calculator
                   Self Employment Tax Calculator
                   Payroll Deductions Calculator
                   Flexible Spending Account Savings Calculator
                   Our Tax Preparation Service
                   Our Tax Planning Service
                   Our Tax Problem Resolution Service
              Investment Strategies
                   Investment Basics: What You Should Know
                   Investment Options: Frequently Asked Questions
                   Asset Allocation: How To Diversify For Maximum Return
                   The Secret of Creating Wealth
                   Buying On Margin: How It Works and What To Watch Out For
                   Financial Planning Checklist
                   Investment Clubs: What You Need To Know
                   Swap Tactic Lets You Defer Capital-Gains Tax
                   Changing Jobs? Don’t Forget Your 401(k)
                   How Brokers Execute Trades: What Every Investor Should Know
                   Investing In Mutual Funds: The Time-Tested Guidelines
                   Mutual Fund Taxation: How To Cut The Tax Bite
                   Mutual Funds: Frequently Asked Questions
                   Stocks: Frequently Asked Questions
                   Bonds: Frequently Asked Questions
                   Penny Stocks: How To Investigate Them and Avoid the Traps
                   Annuities: How They Work and When You Should Use Them
                   Annuities: Frequently Asked Questions
                   Variable Annuity Calculator
                   10 Retirement Saving Tips
                   Your Retirement Plan: How To Get Started
                   Retirement Assets: Frequently Asked Questions
                   Developing a Financial Plan: Frequently Asked Questions
                   Retirement Planner
                   Traditional IRA Calculator
                   IRAs: Frequently Asked Questions
                   Traditional Vs Roth IRAs: Frequently Asked Questions
                   Roth IRAs: How They Work and How To Use Them
                   Roth IRA Calculator
                   Roth IRA Transfer Evaluator
                   Required Minimum Distribution
                   Savings After Inflation and Taxes Calculator
                   Cost of Delaying Savings Calculator
                   Become a Millionaire Calculator
                   Our Personal Financial Planning Service
              Frequently Asked Questions
                   Business Owners
                        Small Business: Frequently Asked Questions
                        Choosing a Professional: Frequently Asked Questions
                        Employee Benefits: Frequently Asked Questions
                        Recordkeeping: Frequently Asked Questions
                        Travel and Entertainment: Frequently Asked Questions
                        Marketing and Pricing: Frequently Asked Questions
                        Business Forms of Organization: Frequently Asked Questions
                        Incorporating: Frequently Asked Questions
                        Limited Liability Companies: Frequently Asked Questions
                   Home Owners
                        Buying a Home: Frequently Asked Questions
                        Mortgages: Frequently Asked Questions
                        Homeowner Insurance: Frequently Asked Questions
                        Selling Your Home: Frequently Asked Questions
                        Planning Your Move: Frequently Asked Questions
                   Financial Planning
                        Developing a Financial Plan: Frequently Asked Questions
                        Investment Options: Frequently Asked Questions
                        Annuities: Frequently Asked Questions
                        Bonds: Frequently Asked Questions
                        Mutual Funds: Frequently Asked Questions
                        Stocks: Frequently Asked Questions
                        Saving For College: Frequently Asked Questions
                        Retirement Assets: Frequently Asked Questions
                        Retirement Plan Distributions: Frequently Asked Questions
                        IRAs: Frequently Asked Questions
                        Traditional Vs Roth IRAs: Frequently Asked Questions
                        Social Security Benefits: Frequently Asked Questions
                        Wills: Frequently Asked Questions
                   Insurance
                        Car Insurance: Frequently Asked Questions
                        Disability Insurance: Frequently Asked Questions
                        Disability Benefits: Frequently Asked Questions
                        Homeowners Insurance: Frequently Asked Questions
                        Life Insurance: Frequently Asked Questions
                        Long-Term Care Insurance: Frequently Asked Questions
                   Life Events
                        Buying or Leasing Your Next Car: Frequently Asked Questions
                        Getting Married: Frequently Asked Questions
                        Getting Divorced: Frequently Asked Questions
                        Death of a Loved One: Frequently Asked Questions
                        Other Situations: Frequently Asked Questions
                   Credit
                        Credit Cards: Frequently Asked Questions
                        Credit Reports: Frequently Asked Questions
                        Credit Rating: Frequently Asked Questions
                        Financial Trouble: Frequently Asked Questions
                   Banking
                        Financing Questions: Frequently Asked Questions
                        Getting a Loan: Frequently Asked Questions
                        Loan Questions: Frequently Asked Questions
                        Bank Accounts: Frequently Asked Questions
                        ATM Transactions: Frequently Asked Questions
                   Affluent Individuals
                        Charitable Contributions: Frequently Asked Questions
                        Charitable Deductions: Frequently Asked Questions
                        Living Trusts: Frequently Asked Questions
                        Your Estate and Taxes: Frequently Asked Questions
                   Parents
                        Raising a Child: Frequently Asked Questions
                        Saving For College: Frequently Asked Questions
                        "Nanny Tax" Rules: Frequently Asked Questions
                        Avoiding Scams: Frequently Asked Questions
                   Taxes
                        Tax Saving Strategies: Frequently Asked Questions
                        Recordkeeping For Your Taxes: Frequently Asked Questions
                        Tax Benefits of Higher Education: Frequently Asked Questions
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    J. Kennith Brown, CPA
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